Introduction

This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information when you use our Service. It also informs you about your privacy rights and how the law protects you.

We use your personal data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with their initial letter capitalized have specific meanings under the following conditions. The definitions below shall have the same meaning regardless of whether they appear in singular or plural form.

Definitions

– Account: A unique account created for you to access our Service or parts of our Service.
– Affiliate: An entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for the election of directors or other managing authority.
– Company: (referred to as “the Company,” “we,” “us,” or “our” in this Agreement) refers to Pluto Mortgages.
– Cookies: Small files placed on your computer, mobile device, or any other device by a website, containing details of your browsing history and other uses.
– Country: Ontario, Canada.
– Device: Any device that can access the Service, such as a computer, cellphone, or digital tablet.
– Personal Data: Any information that relates to an identified or identifiable individual.
– Service: Refers to the Website.
– Service Provider: Any natural or legal person who processes data on behalf of the Company. It includes third-party companies or individuals employed by the Company to facilitate the Service, provide the Service, perform related services, or assist the Company in analyzing Service usage.
– Third-Party Social Media Service: Any website or social network that allows a user to log in or create an account to use the Service.
– Usage Data: Data collected automatically, generated either by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
– Website: Pluto Mortgages, accessible from plutofinancial.ca
– You: The individual accessing or using the Service, or the company or other legal entity on whose behalf such individual is accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to: Email address, First and last name, Phone number, Address, State/Province, ZIP/Postal code, City.

Usage Data

Usage Data is collected automatically when using the Service. It may include details such as your IP address, browser type/version, pages visited, time and date of visits, time spent on pages, unique device identifiers, and diagnostic data. When accessing via mobile, it may include device type, unique ID, IP, operating system, browser type, and other diagnostic data.

Information from Third-Party Social Media Services

The Company allows you to create an account and log in through services such as Google, Facebook, Instagram, Twitter, and LinkedIn. If you choose to register this way, we may collect data associated with your account (e.g., name, email, activities, contact list). You may also choose to share additional information. By doing so, you permit the Company to use, share, and store it in accordance with this Privacy Policy.

Tracking Technologies and Cookies

We use Cookies and similar technologies (such as web beacons) to track activity and store information. Cookies may be Persistent (remain after going offline) or Session (deleted once you close your browser).

Examples:
– Necessary / Essential Cookies: Enable login and fraud prevention.
– Notice Acceptance Cookies: Record if a user accepted cookies.
– Functionality Cookies: Remember preferences such as login details or language.

Use of Your Personal Data

The Company may use Personal Data for purposes such as:
– To provide and maintain the Service.
– To manage your Account.
– To perform contractual obligations.
– To contact you via email, phone, SMS, or app notifications.
– To provide news, offers, and information about similar goods or services.
– To manage your requests.
– For business transfers (e.g., mergers, sales, reorganizations).
– For analytics, marketing, and improving user experience.

Retention of Personal Data

We retain Personal Data only as long as necessary for the purposes outlined and to comply with legal obligations. Usage Data may be retained for shorter periods unless required by law or to improve security/functionality.

Transfer of Personal Data

Your data may be transferred outside your province, country, or jurisdiction where laws may differ. By submitting data, you consent to such transfers. We take reasonable measures to ensure secure handling in line with this Policy.

Delete Your Personal Data

You may request deletion of your Personal Data. Some information may be retained where legally required. You can update or delete information through your Account settings or by contacting us.

Disclosure of Personal Data

We may disclose your data:
– During business transactions (e.g., mergers, acquisitions).
– To comply with legal obligations.
– To protect rights, safety, or investigate wrongdoing.

Security of Personal Data

We use commercially acceptable measures to protect your data but cannot guarantee 100% security of electronically stored or transmitted information.

Children’s Privacy

We do not knowingly collect information from children under 13. If a child provides us data, please contact us so it can be removed.

Links to Other Websites

Our Service may contain links to third-party sites. We are not responsible for their content or policies. We encourage reviewing each site’s Privacy Policy.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page and, where appropriate, notified by email or Service notice.

Contact Us

If you have any questions about this Privacy Policy, contact us:

– Email: info@plutofinancial.ca
– Website: plutofinancial.ca
– Services: plutofinancial.ca/services/
– Phone:  +1(647)706 0627
-Address : Unit 265, 1099 Kingston Road, Pickering, Ontario L1V  1B5