Introduction

Please read these Terms and Conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

Words with their initial letter capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

– Affiliate: An entity that controls, is controlled by, or is under common control with a party, where ‘control’ means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for directors or other managing authority.
– Country: Ontario, Canada.
– Company: (referred to as ‘the Company’, ‘We’, ‘Us’, or ‘Our’ in this Agreement) refers to Pluto Mortgages.
– Device: Any device that can access the Service such as a computer, cellphone, or digital tablet.
– Service: Refers to the Website.
– Terms and Conditions: (also referred to as ‘Terms’) mean these Terms and Conditions that form the entire agreement between You and the Company regarding use of the Service.
– Third-Party Social Media Service: Any services or content provided by a third party that may be displayed, included, or made available by the Service.
– Website: Pluto Mortgages, accessible from plutofinancial.ca
– You: The individual accessing or using the Service, or the company/other legal entity on behalf of which such individual is accessing or using the Service.

Acknowledgment

These Terms and Conditions govern the use of this Service and the agreement that operates between You and the Company. They set out the rights and obligations of all users. By accessing or using the Service, You agree to be bound by these Terms. If You do not agree, You may not use the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your use of the Service is also conditioned on acceptance of our Privacy Policy, which explains how we collect, use, and disclose your personal information.

Links to Other Websites

Our Service may contain links to third-party websites or services not owned or controlled by the Company. We have no control over and assume no responsibility for their content, policies, or practices. You agree the Company shall not be liable for any damage or loss caused in connection with such third-party sites. We advise you to review their terms and policies.

Termination

We may terminate or suspend your access immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the Service ceases immediately.

Limitation of Liability

Notwithstanding any damages that You might incur, the total liability of the Company and its suppliers under these Terms shall be limited to the amount actually paid by You through the Service, or USD 100 if You have not purchased anything.

To the maximum extent permitted by law, the Company and its suppliers shall not be liable for any indirect, incidental, or consequential damages (including lost profits, data loss, business interruption, or privacy loss) arising from use or inability to use the Service, even if advised of the possibility of such damages.

“AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided ‘AS IS’ and ‘AS AVAILABLE’, without warranty of any kind. The Company disclaims all warranties, express or implied, including merchantability, fitness for purpose, non-infringement, and those arising by statute or usage. We make no guarantee the Service will be error-free, uninterrupted, or compatible with all systems.

Some jurisdictions do not allow exclusion of warranties or limitations, so these exclusions may not fully apply to you.

Governing Law

The laws of Ontario, Canada, excluding conflicts of law principles, shall govern these Terms and your use of the Service. Your use may also be subject to other local, national, or international laws.

Dispute Resolution

If you have a concern or dispute about the Service, you agree to attempt resolution informally by contacting the Company first.

European Union Users

If You are a consumer in the EU, you will benefit from any mandatory provisions of the law of your country of residence.

United States Legal Compliance

You represent and warrant that: (i) You are not located in a country subject to a U.S. government embargo or designated as a ‘terrorist supporting’ country; and (ii) You are not listed on any U.S. government list of prohibited or restricted parties.

Severability and Waiver

Severability: If any provision of these Terms is found unenforceable, it will be modified to achieve its intent to the greatest extent allowed by law, and the rest will remain valid.

Waiver: Failure to enforce a right or obligation does not constitute waiver of it, nor of any subsequent breach.

Translation

These Terms may have been translated. In case of dispute, the original English version shall prevail.

Changes to These Terms

We reserve the right to modify these Terms at any time. Material changes will be notified at least 30 days before they take effect. By continuing to use the Service after revisions, You agree to the updated Terms.

Contact Us

If you have any questions about these Terms and Conditions, you can contact us:

– Email: info@plutofinancial.ca
– Website: plutofinancial.ca
– Services: plutofinancial.ca/services
– Phone: +1(647)706 0627
– Address : Unit 265, 1099 Kingston Road, Pickering, Ontario L1V 1B5